Interesting article from New York Times about health insurance and the important differences between co-insurance and co-payments. This is why UB is in-network with most companies, because we aim to keep therapy affordable and accessible.
Article quote: "If your health policy seems not to charge co-insurance, check the fine print. Many network plans, like health maintenance organizations and preferred provider organizations, charge no or low co-pays for network providers, while assessing hefty co-insurance percentages for any out-of-network care you receive. This is where co-insurance can get expensive."
Read at:
http://www.nytimes.com/2010/07/10/health/10patient.html?pagewanted=2&_r=2&ref=business
Article quote: "If your health policy seems not to charge co-insurance, check the fine print. Many network plans, like health maintenance organizations and preferred provider organizations, charge no or low co-pays for network providers, while assessing hefty co-insurance percentages for any out-of-network care you receive. This is where co-insurance can get expensive."
Read at:
http://www.nytimes.com/2010/07/10/health/10patient.html?pagewanted=2&_r=2&ref=business